Union Togolese Bank

Tailored Digital Business Banking

In today's competitive market, efficient financial management is crucial for business success. UTB Togo leads the way in digital business banking, providing solutions designed to transform how companies manage their finances. With advanced technology, robust security, and a user-centric approach, UTB offers businesses seamless access to financial resources. Our tailored services meet the unique needs of businesses, ensuring efficient and secure financial operations.

Advanced Digital Business Banking Services

At Union Togolese Bank, we deliver an extensive suite of digital banking solutions crafted to address the unique requirements of businesses. Our platform leverages cutting-edge technology to ensure a secure, efficient, and intuitive banking experience. Discover the key features of our digital business banking services:

1: Online Business Banking

Our online business banking platform lets you manage company finances from anywhere. With ease, you can:

  • Monitor account balances:Access real-time updates on your business account balances.
  • Transfer funds:Securely transfer money between accounts or to vendors and partners.
  • Pay invoices:Set up and manage recurring invoice payments to streamline operations.
  • Review transaction history:Track account activity to keep an eye on business expenditures.

2: Mobile Business Banking App

Our mobile app brings a full suite of business banking services to your smartphone, available on both iOS and Android:

  • Mobile deposits:Deposit checks remotely by simply capturing a photo with your smartphone.
  • Instant alerts:Receive real-time notifications for account activity, keeping you in control.
  • Secure login options:Access accounts securely with biometric authentication.
  • Comprehensive account management:Manage accounts, transfer funds, and pay bills on the go.

3: Digital Wallets and Contactless Payments

UTB Togo supports digital wallets and contactless payments, ensuring faster and more secure transactions:

  • Apple Pay, Google Pay, and Samsung Pay:Add UTB business cards to your preferred digital wallet for easy, contactless payments.
  • QR code payments:Use QR codes for secure transactions with clients and partners.
  • Tap-and-go cards:Enjoy the ease of contactless payments with our tap-and-go business cards.

4: Secure Messaging and Support

Our platform includes a secure messaging system for direct communication with our support team. Whether you need help with an account or financial advice, our team is here to support your business.

    5: Business Finance Management Tools

    UTB Togo offers integrated finance management tools to help you control company finances:

    • Budgeting:Create and manage budgets to achieve financial goals and track expenses.
    • Cash flow management:Optimize cash flow to ensure smooth operations.
    • Financial insights:Gain insights into your business’s finances with detailed analytics.

    Commitment to Security and Privacy

    At UTB Togo, securing your business’s financial information is our priority. We use advanced security measures to protect your data:

    • Encryption:All data on our platforms is encrypted for maximum protection.
    • Multi-factor authentication (MFA):MFA ensures that only authorized personnel can access your account.
    • Fraud detection:Our system monitors for suspicious activity to protect against potential threats.

    Enhancing Customer Experience

    Our business banking services are designed to be user-friendly, ensuring ease of use for all levels of expertise.

    Looking Ahead

    UTB Togo is committed to advancing in fintech, offering secure, efficient, and transformative digital banking experiences that support your business’s growth.