Privacy Policy of Union Togolese Bank

At Union Togolese Bank, we value your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, share, and safeguard your data when you use our website, services, or interact with us in any way. By using Union Togolese Bank, you consent to the practices described in this Privacy Policy.

Information We Collect

When you interact with our website and utilize our banking services, we collect various types of information, including:

1. Personal Information: This includes your name, contact details (such as email address and phone number), date of birth, social security number, and other information necessary for identity verification.

2. Financial Information: We gather data related to your financial transactions, account balances, and payment history.

3. Device Information: We may collect details about the device you use to access our website, including your IP address, browser type, operating system, and other technical specifications.

4. Cookies and Tracking Technologies: Our website uses cookies and similar technologies to gather data about your online activities, preferences, and behaviors. You can manage your cookie preferences through your browser settings.

How We Use Your Information

1. Providing Banking Services: We utilize your information to manage your accounts, process transactions, and offer customer support.

2. Security: Your data is crucial in helping us protect your accounts and our services from unauthorized access, fraud, and other security threats.

3. Personalization: We may leverage your information to enhance your experience on our website, offer tailored product recommendations, and provide relevant content and promotions.

4. Communication: We may use your contact information to keep you informed about your accounts, service updates, and promotional offers.

5. Legal and Regulatory Compliance: We use your data to fulfill applicable laws, regulations, and reporting obligations.

Information Sharing

1. Service Providers: We may share your information with third-party service providers who assist us in delivering our banking services, including data processing, identity verification, and customer support.

2. Legal and Regulatory Requirements: Your information may be disclosed as required by law, court order, or to comply with legal and regulatory obligations.

3. Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be part of the transferred assets.

Your Choices and Rights

You have certain rights regarding your personal information, including the right to access, correct, delete, or restrict the use of your data. To exercise these rights or opt out of receiving marketing communications, please contact us at admin@utbglobal.net.

Security

We take the security of your data seriously and implement industry-standard measures to safeguard it from unauthorized access, disclosure, alteration, and destruction.

Updates to Privacy Policy

We may periodically update this Privacy Policy to reflect changes in our practices or for legal and regulatory reasons. We will notify you of any significant changes via email or by posting a notice on our website.

Your Choices

1. Account Information: You can access, correct, or update your account information by logging into your Union Togolese Bank account.

2. Communication Preferences: You can choose to receive or opt out of certain communications from us.

Contact Information

If you have questions, concerns, or requests related to your privacy or this Privacy Policy, please contact us directly at admin@utbglobal.net

By using Union Togolese Bank, you acknowledge that you have read, understood, and consented to this Privacy Policy.