Why choose us

Affordable Interest Rates

Benefit from competitive interest rates that make financing your home more accessible and affordable, helping you achieve your homeownership goals within your budget.

Customizable Repayment Plans

Choose from flexible repayment options that fit comfortably with your financial outlook, giving you the freedom to select terms that work best for your future.

Guidance from Mortgage Experts

Receive personalized support and insights from our team of mortgage professionals, guiding you through each step of the loan process with clarity and confidence.

Reasons to Choose a Mortgage Loan from Civic Trust Bank

Building Equity and Stability

A mortgage loan is an investment in your future, allowing you to build equity over time and providing long-term financial stability.

Tailored Solutions

Our mortgage options are designed to cater to various financial needs, ensuring that every homeowner can find the right solution for their unique circumstances.

Transparent and Secure Process

With a commitment to transparency, we provide clear terms and conditions, so you have complete confidence throughout the entire homeownership journey.

Get loans from Union Togolese Bank

Your Trust, Our Commitment

When you choose UTB Togo for your loan needs, rest assured that you're supported by a team dedicated to your financial well-being.

  1. Customized loan solutions to meet your unique financial goals.
  2. Efficient and timely processing of your application.
  3. Clear, straightforward terms with no hidden fees or unexpected costs.
  4. An intuitive, seamless borrowing experience from start to finish.

For any questions or assistance with your application, our dedicated customer support team is here to help every step of the way.

Begin Your Journey

Steps to Apply for a Mortgage Loan

1: Consultation

Connect with our mortgage specialists for an initial consultation to discuss your homeownership goals and financial options.

2: Documentation

Prepare the necessary financial and personal documentation, such as income verification and credit history, to support your mortgage application.

3: Loan Application

Complete our streamlined online application, ensuring a smooth and efficient start to the mortgage process.

4: Verification and Approval

Our team will review and verify your application details, keeping you updated throughout the approval process.

5: Finalizing the Purchase

Once approved, we’ll guide you through the closing steps, ensuring a smooth transition to homeownership.