Union Togolese Bank

Personalized Digital Banking

In today’s fast-paced world, digital banking is essential for managing finances efficiently. UTB Togo leads this digital evolution, offering innovative and secure digital banking services designed to transform how you interact with your finances. Our commitment to security, modern technology, and user-friendly design ensures seamless access to your resources anytime, anywhere.

Comprehensive Digital Banking Solutions

At Union Togolese Bank, we provide a wide array of digital banking services tailored to meet the diverse needs of our clients. Our platform integrates the latest technological advancements to deliver a secure, convenient, and user-friendly banking experience. Here are some key features of our digital banking services:

1: Online Banking

Our online banking platform enables you to manage your accounts from anywhere. With just a few clicks, you can:

  • Check account balances:Stay informed with real-time access to your account balances.
  • Transfer funds:Quickly and securely transfer money between accounts or to other recipients.
  • Pay bills:Set up and manage recurring payments, saving time and avoiding late fees.
  • View transaction history:Track your spending with detailed transaction histories.

2: Mobile Banking App

Our mobile app brings UTB’s banking services directly to your smartphone, available on both iOS and Android:

  • Mobile deposits:Deposit checks remotely by simply taking a photo.
  • Instant alerts:Stay updated with real-time notifications for account activity.
  • Biometric login:Access your account securely using fingerprint or facial recognition.
  • Account management:Manage your accounts, make transfers, and pay bills on the go.

3: Digital Wallets and Contactless Payments

UTB Togo supports digital wallets and contactless payments, making transactions faster and more secure:

  • Apple Pay, Google Pay, and Samsung Pay:Add your UTB cards to digital wallets for easy contactless payments.
  • QR code payments:Use QR codes for secure, quick transactions at partnered merchants.
  • Tap-and-go cards:Experience convenience with contactless payments using our cards.

4: Secure Messaging and Support

Our platform includes secure messaging for direct communication with UTB’s support team. Whether you need help with a transaction or financial advice, our team is ready to assist.

    5: Personal Finance Management Tools

    UTB’s digital banking offers tools to help you manage your finances effectively:

    • Budgeting:Set budgets and monitor spending to achieve your financial goals.
    • Savings goals:Define and track savings goals to stay motivated.
    • Financial insights:Gain insights into spending habits with detailed reports.

    Commitment to Security and Privacy

    At UTB Togo, protecting your financial information is our priority. We implement advanced security measures, including:

    • Encryption:All data on our platforms is encrypted for maximum protection.
    • Multi-factor authentication (MFA):MFA ensures that only you can access your account.
    • Fraud detection:Our system monitors for suspicious activity and alerts you to potential threats.

    Enhancing Customer Experience

    Our digital services prioritize user-friendliness and accessibility, ensuring that our platform is intuitive for all customers.

    Looking Ahead

    UTB Togo is committed to advancing in fintech, providing digital banking services that are secure, efficient, and transformative to help you achieve your financial goals.